Every deal here comes with a real funding path.

Other marketplaces flag SBA eligibility. We arrange the loan. SBAdeals is powered by GoSBA Loans, America's #1 SBA loan broker.

Get pre-qualified — free Run the numbers

99.1%

approval

~7 days

to term sheet

$320M+

funded

99.1%

approval rate

~7 days

to term sheet

25+

competing lenders

cost to the buyer

The first question a lender asks

Will it cash-flow the debt?

Before we shop a single lender, we model the deal's debt-service coverage ratio (DSCR) at 10% down and a 10-year term. Lenders want at least 1.15×; we target 1.25×+ so your loan sails through underwriting.

0.00×

DSCR checking…

How built-in financing works

1Find an SBA-ready business and run the built-in DSCR calculator.
2Request info and opt into a free pre-qualification.
3GoSBA shops 25+ competing lenders for your best terms.
4Get a term sheet in about a week and close with financing in place.

SBA 7(a) basics for acquisitions

• Loans up to $5M for business acquisitions
• As little as 10% down (a standby seller note can count toward it)
• ~10-year term (up to 25 years with real estate)
• Lenders want a DSCR of at least 1.15 (1.25+ preferred)
• Variable rate, typically Prime + 2.25–3.00% depending on lender and deal

GoSBA is free to the buyer — we're paid by the lender when your loan funds. That's how the marketplace stays free for sellers, too.

SBAdeals