Terms of service

SBAdeals is a marketplace that connects owners selling a small business with buyers, and arranges SBA 7(a) financing through our parent company, GoSBA Loans. We verify listing financials to a published standard and model financeability, but we are not a law firm, accounting firm, or investment adviser, and nothing on this site is legal, tax, or investment advice. You're responsible for your own diligence — and we build the tools to make that diligence easier.

Sellers pay nothing. No listing fee, no commission. You keep 100% of your sale proceeds.

Buyers pay a 5% success fee at close.The fee is 5% of the final purchase price, due only if you close on a business you found through SBAdeals. If a deal doesn't close, you owe nothing. By registering as a buyer or requesting an introduction on a listing, you agree to this fee.

Financing is free to buyers. GoSBA Loans is compensated by its lender partners, not by you.

Listing information comes from sellers. Where a listing carries the "SBA-Ready" badge, our team has reconciled the stated financials against source documents and modeled the deal's DSCR — but we don't guarantee any listing's accuracy, completeness, or future performance. Calculator outputs, valuations, and pre-qualification amounts are estimates, not commitments to lend; all financing is subject to lender approval and SBA program rules in effect at closing.

Some listing materials (identity, exact location, detailed financials, data-room documents) are shared only after you sign our confidentiality agreement. When you sign, you agree to use that information solely to evaluate the acquisition, not to share it, and not to contact the business, its employees, customers, or vendors directly without the advisor's consent. Breaching an NDA may result in losing marketplace access and legal liability to the seller.

Keep your credentials to yourself and give us accurate information — pre-qualification based on inflated figures helps no one, least of all you at underwriting. We may suspend accounts that misrepresent themselves, misuse confidential information, or interfere with the marketplace.

To the fullest extent the law allows, SBAdeals and GoSBA Loans are not liable for indirect or consequential damages arising from your use of the marketplace, and our total liability for any claim is limited to the fees you actually paid us. Buying a business is a significant transaction — engage your own attorney and accountant before you sign anything.

We may update these terms as the product evolves; material changes will be posted here with a new effective date, and continued use after that date means you accept them. Questions? Email [email protected].