SBAdeals
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Nashville, TN (relocatable) · Ref SBA-2026-0451 · FY2023–FY2025 + 2026 YTD
Profitable retail & e-commerce business in Nashville, TN (relocatable) with verified financials and a clean transition. SBA 7(a) eligible.
See verified financials, the full business profile, and your GoSBA advisor for E-Commerce Home Goods Brand. Free, no obligation.
By registering you agree to SBAdeals' terms, including the 5% buyer success fee at close. Exact business identity is shared after an NDA.
| Verified financials | 2023 | 2024 | 2025 | 2026 YTD |
|---|---|---|---|---|
| Gross revenue | $2,700,000 | $3,000,000 | $3,400,000 | $1,750,000 |
| Cost of sales | $1,215,000 | $1,350,000 | $1,530,000 | $787,500 |
| Gross income | $1,485,000 | $1,650,000 | $1,870,000 | $962,500 |
| Operating expenses | $1,295,000 | $1,430,000 | $1,620,000 | $837,500 |
| Operating income | $190,000 | $220,000 | $250,000 | $125,000 |
| Adjustments / add-backs | ||||
| Owner salary | $110,000 | $110,000 | $110,000 | $55,000 |
| Adjusted cash flow (SDE) | $300,000 | $330,000 | $360,000 | $180,000 |
| SDE margin | 11.1% | 11.0% | 10.6% | 10.3% |
| DSCR at 10% down | 1.21× | 1.38× | 1.56× | 1.50× |
YTD figures are year-to-date and not annualized; the YTD-year DSCR is annualized to a full-year run-rate so it's comparable across years. Financing estimates use full fiscal years plus trailing-twelve-month cash flow.
How comfortably the cash flow covers the loan payments. We count 1.25× and above as a pass.
Coverage was thinner in an earlier year, but on the most recent full year and trailing twelve months the deal passes.
Modeled at 10% down, a 10-year term, and current SBA 7(a) rates. An estimate — your real terms come from lender underwriting.
The owner is retiring after building the business.
Semi-absentee — a manager runs day-to-day operations and the owner works on the business part-time.
The owner will support a smooth transition and introduce key supplier and customer relationships.
No single customer exceeds about 10% of revenue, and roughly 35% of revenue is recurring or contracted.
The business operates from leased premises; the lease is assignable to a qualified buyer.
The seller's documents are being prepared. Request info and your GoSBA advisor will notify you the moment the data room opens.
How a standard SBA 7(a) purchase breaks down at the $1,100,000 asking price.
Your equity injection — 10% down.
Seller-financed portion, paid from cash flow over time.
Financed through GoSBA — 25+ lenders compete, free to you.
Illustrative split of the purchase price at SBA 7(a) terms (10% down, 10% seller note). Working capital and closing costs are usually financed into the loan on top, so the actual SBA loan and monthly payment run a little higher — see the financing estimate below. Final terms depend on lender underwriting; a GoSBA advisor models your real numbers, free.
What to verify before you close. Your GoSBA advisor and lender work this list with you, free.
Estimates only. Talk to your advisor →
Benchmarked against same-industry multiples and recent comparable sales.
Priced above the 2.6x industry median.
| Business | Sold | CF multiple | Revenue | Margin |
|---|
To protect the seller's confidentiality, the exact address and business name are released to buyers after the NDA is signed.
A clear path from interest to close — your advisor guides every step.
One agreement unlocks the full data room.
Verified P&L, tax returns, and the CIM.
An intro call with the seller and your GoSBA advisor.
Submit a letter of intent on terms you set.
GoSBA arranges your SBA financing; you close.
Optional — model an SBA 7(a) purchase at standard terms. DSCR 1.56× at 10% down.
Stress-test the numbers at standard SBA terms. Estimate only.
Estimate only — subject to SBA SOP & lender underwriting.
A stable, demand-driven industry with healthy small-business deal activity.
Source: IBISWorld, 2026
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