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Home & Trade ServicesSeller financingSBA 7(a) eligible
Established HVAC Services Co.
Dallas–Fort Worth, TX · Ref SBA-2026-0418 · FY2023–FY2025 + 2026 YTD
Financials verified by GoSBASBA 7(a) SBA approved3 yrs tax returns on file
Deal summary
Profitable, semi-absentee residential + light-commercial HVAC company with a strong recurring maintenance base and in-house dispatch. Trained crews and a general manager in place.
$1,250,000
Asking price
$2.1M
Gross revenue (TTM)
$472K
Adjusted EBITDA
2.6x
Adj. EBITDA multiple
14 FT · 2 PT
Employees
2008
Established
Why this deal stands out
- SBA-Ready — SBA approved for 7(a) financing
- Verified financials (reconciled to tax returns)
- 38% recurring / contracted revenue
- Diversified — no major customer concentration
- 18+ years in business
- Semi-absentee — management in place
- Seller financing available
- Priced below the industry multiple
- Cash flow growing year over year
Things to diligence
- Standard SBA diligence: lease assignability, licensing, transition plan
About the business
Company overview
Founded in 2008, the company provides HVAC installation, repair, and maintenance across the DFW metro with a diversified residential and light-commercial customer base. Multi-stream revenue from service, replacement, and maintenance agreements.
Product & customer base
Roughly 38% of revenue is contracted/recurring through maintenance agreements. No customer exceeds ~9% of revenue. Demand is driven by replacement cycles, referrals, and online reviews.
Operations & team
14 full-time field and office staff plus 2 part-time. A general manager runs day-to-day dispatch and crews; the owner works on growth and vendor relationships ~20 hrs/week.
Growth opportunities
Add a second maintenance-agreement tier, expand light-commercial accounts, and layer paid search on top of the existing organic lead flow.
Financials
Financials are locked
The full business profile and financials are reserved for SBA approved buyers. Create your free account — a 2-minute financial profile shows your SBA buying power and unlocks every deal it covers, including this $1.3M business.
SBA approval is free and takes about 2 minutes. Detailed financials also require a signed NDA — sellers share their numbers only with buyers who can close.
What's included
- ✓Fleet of 9 service vehicles
- ✓FF&E and tools
- ✓Customer list & contracts
- ✓Brand, phone number, and website
Questions & answers
Why is the owner selling?
Owner is retiring after 17 years and relocating near family.
How involved is the owner day-to-day?
Semi-absentee — a manager runs day-to-day operations and the owner works on the business part-time.
What does the transition look like?
Owner will support a 6–12 month transition, retain the GM, and introduce key supplier and referral relationships.
Is there customer concentration risk?
No single customer exceeds about 9% of revenue, and roughly 38% of revenue is recurring or contracted.
Is real estate part of the deal?
The business operates from leased premises; the lease is assignable to a qualified buyer.
Data room
7 documents · NDA requiredCreate a free buyer account and sign the NDA to open the seller's financials and documents.
Buyer account required. Registered buyers can sign the NDA and open the data room.
Financials
3 filesProfit & Loss, last 3 years (sample)
PDF
Balance sheet (sample)
PDF
Tax return summary (sample)
PDF
CIM
1 fileConfidential Information Memorandum (sample)
PDF
Supporting information
3 filesEquipment & asset list (sample)
PDF
Org chart & staffing (sample)
PDF
Lease summary (sample)
PDF
Deal structure
How a standard SBA 7(a) purchase breaks down at the $1,250,000 asking price.
10%
10%
80%
Buyer down payment$125K
Your equity injection — 10% down.
Seller note$125K
On full standby — can count toward your 10% equity injection.
SBA 7(a) loan$1M
Financed through GoSBA — 50 lenders compete, free to you.
Illustrative split of the purchase price at SBA 7(a) terms (10% down, 10% seller note). Working capital and closing costs are usually financed into the loan on top, so the actual SBA loan and monthly payment run a little higher — see the financing estimate below. Final terms depend on lender underwriting; a GoSBA advisor models your real numbers, free.
Due diligence to-do
What to verify before you close. Your GoSBA advisor and lender work this list with you, free.
- 1Verify the financialsReconcile three years of tax returns and the YTD P&L to the reported SDE and add-backs — your GoSBA advisor runs this with you.
- 2Pressure-test customer concentrationPull a customer-by-customer revenue breakdown. Reported top-customer concentration is 9%.
- 3Review the leaseConfirm the lease is assignable, plus the remaining term, rate, and any options to renew.
- 4Confirm licenses, permits & insuranceCheck that all trade licenses, bonding, and permits transfer cleanly to a new owner under SBA rules.
- 5Meet the team & plan retentionSit down with the manager and key staff. Ownership is semi-absentee with management in place — confirm who stays through the transition.
- 6Validate contracts & backlogReview the recurring/maintenance agreements behind the 38% recurring revenue and confirm they transfer.
- 7Lock the transition planAgree the owner's training/handover period and any non-compete — and your SBA financing timeline through GoSBA.
Deal Assistant
Instant answers · powered by AI
Hi — I'm your deal assistant. Ask me anything about Established HVAC Services Co.: the financials, whether it cash-flows, what's included, or how to make an offer.
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How this listing compares
Benchmarked against same-industry multiples and recent comparable sales.
Cash-flow multiple vs. industry
1.5xThis listing: 2.6x5.1x
Priced below the 3.0x industry median — room for a healthy DSCR.
Asking price vs. comparable sales
$624.6KThis listing: $1.3M$1.3M
Benchmarked against 3 recent comparable sales.
Recent comparable sales
| Business | Sold | CF multiple | Revenue | Margin |
|---|---|---|---|---|
| HVAC Contractor | $925K | 3.1x | $1.7M | 18% |
| HVAC Contractor | $694K | 2.2x | $2.5M | 13% |
| HVAC & Refrigeration | $806K | 2.9x | $1.8M | 15% |
Dallas–Fort Worth, TX
Location & premises
- Approximate area
- Dallas–Fort Worth, TX
- Exact address
- Shared after NDA
- Premises
- Leased premises — lease assignable to a qualified buyer
- Industry
- Home & Trade Services · NAICS 238220
To protect the seller's confidentiality, the exact address and business name are released to buyers after the NDA is signed.
How buying this business works
A clear path from interest to close — your advisor guides every step.
- 1
Sign the NDA
One agreement unlocks the full data room.
- 2
Review the financials
Verified P&L, tax returns, and the CIM.
- 3
Meet the seller
An intro call with the seller and your GoSBA advisor.
- 4
Make an offer (LOI)
Submit a letter of intent on terms you set.
- 5
Finance & close
GoSBA arranges your SBA financing; you close.
Estimate your financing
Optional — model an SBA 7(a) purchase at standard terms. DSCR 1.93× at 10% down.
SBA 7(a) financing calculator
Stress-test the numbers at standard SBA terms. Estimate only.
Purchase price$1,250,000
Annual cash flow (SDE)$472,000
Your salary / draw$90,000
Down payment10% · $134K
Seller note10% · $125K
Interest rate10.25%
Debt service coverage
2.15×
Lender-preferred
Comfortably covers debt — lender-preferred.
- Cash to close
- $134,000
- SBA loan amount
- $1,109,528
- Monthly P&I
- $14,817
- Annual debt service
- $177,798
- Buyer take-home / yr
- $204,202
- Cash-on-cash
- 152%
DSCR by year (weakest shown on card)
2023
1.61×
2024
2.10×
2025
2.15×
Estimate only — subject to SBA SOP & lender underwriting.
Market overview
5.0%
avg. industry growth
Steady replacement-driven demand; aging housing stock and Texas climate support consistent service volume.
Source: IBISWorld HVAC Contractors, 2026
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