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Home & Trade ServicesSeller financingSBA 7(a) eligible
Recurring Pest Control Route
Tampa, FL · Ref SBA-2026-0471 · FY2023–FY2025 + 2026 YTD
Financials verified by GoSBASBA 7(a) SBA approved3 yrs tax returns on file
Deal summary
Profitable home & trade services business in Tampa, FL with verified financials and a clean transition. SBA 7(a) eligible.
$1,350,000
Asking price
$2M
Gross revenue (TTM)
$420K
Adjusted EBITDA
3.2x
Adj. EBITDA multiple
12 FT · 0 PT
Employees
2010
Established
Why this deal stands out
- SBA-Ready — SBA approved for 7(a) financing
- Verified financials (reconciled to tax returns)
- 78% recurring / contracted revenue
- Diversified — no major customer concentration
- 16+ years in business
- Absentee ownership
- Seller financing available
- Priced below the industry multiple
- Cash flow growing year over year
Things to diligence
- Standard SBA diligence: lease assignability, licensing, transition plan
About the business
Company overview
Established in 2010, a well-run home & trade services business with diversified revenue, documented processes, and a team in place.
Product & customer base
A diversified customer base with no major concentration and a meaningful share of repeat and recurring revenue.
Operations & team
12 full-time staff with managers in place; the owner works on the business, not just in it.
Growth opportunities
Expand marketing, add adjacent services, and formalize recurring contracts to grow cash flow.
Financials
Financials are locked
The full business profile and financials are reserved for SBA approved buyers. Create your free account — a 2-minute financial profile shows your SBA buying power and unlocks every deal it covers, including this $1.4M business.
SBA approval is free and takes about 2 minutes. Detailed financials also require a signed NDA — sellers share their numbers only with buyers who can close.
What's included
- ✓Equipment & FF&E
- ✓Customer list & contracts
- ✓Brand, phone & website
- ✓Trained team
Questions & answers
Why is the owner selling?
The owner is retiring after building the business.
How involved is the owner day-to-day?
The business runs absentee — the owner is not involved in daily operations.
What does the transition look like?
The owner will support a smooth transition and introduce key supplier and customer relationships.
Is there customer concentration risk?
No single customer exceeds about 10% of revenue, and roughly 78% of revenue is recurring or contracted.
Is real estate part of the deal?
The business operates from leased premises; the lease is assignable to a qualified buyer.
Data room
7 documents · NDA requiredCreate a free buyer account and sign the NDA to open the seller's financials and documents.
Buyer account required. Registered buyers can sign the NDA and open the data room.
Financials
3 filesProfit & Loss, last 3 years (sample)
PDF
Balance sheet (sample)
PDF
Tax return summary (sample)
PDF
CIM
1 fileConfidential Information Memorandum (sample)
PDF
Supporting information
3 filesEquipment & asset list (sample)
PDF
Org chart & staffing (sample)
PDF
Lease summary (sample)
PDF
Deal structure
How a standard SBA 7(a) purchase breaks down at the $1,350,000 asking price.
10%
10%
80%
Buyer down payment$135K
Your equity injection — 10% down.
Seller note$135K
Seller-financed portion, paid from cash flow over time.
SBA 7(a) loan$1.1M
Financed through GoSBA — 50 lenders compete, free to you.
Illustrative split of the purchase price at SBA 7(a) terms (10% down, 10% seller note). Working capital and closing costs are usually financed into the loan on top, so the actual SBA loan and monthly payment run a little higher — see the financing estimate below. Final terms depend on lender underwriting; a GoSBA advisor models your real numbers, free.
Due diligence to-do
What to verify before you close. Your GoSBA advisor and lender work this list with you, free.
- 1Verify the financialsReconcile three years of tax returns and the YTD P&L to the reported SDE and add-backs — your GoSBA advisor runs this with you.
- 2Pressure-test customer concentrationPull a customer-by-customer revenue breakdown. Reported top-customer concentration is 10%.
- 3Review the leaseConfirm the lease is assignable, plus the remaining term, rate, and any options to renew.
- 4Confirm licenses, permits & insuranceCheck that all trade licenses, bonding, and permits transfer cleanly to a new owner under SBA rules.
- 5Meet the team & plan retentionSit down with the manager and key staff. Ownership is absentee — confirm who stays through the transition.
- 6Validate contracts & backlogReview the recurring/maintenance agreements behind the 78% recurring revenue and confirm they transfer.
- 7Lock the transition planAgree the owner's training/handover period and any non-compete — and your SBA financing timeline through GoSBA.
Deal Assistant
Instant answers · powered by AI
Hi — I'm your deal assistant. Ask me anything about Recurring Pest Control Route: the financials, whether it cash-flows, what's included, or how to make an offer.
Estimates only. Talk to your advisor →
How this listing compares
Benchmarked against same-industry multiples and recent comparable sales.
Cash-flow multiple vs. industry
1.7xThis listing: 3.2x5.8x
Priced below the 3.4x industry median — room for a healthy DSCR.
Recent comparable sales
| Business | Sold | CF multiple | Revenue | Margin |
|---|
Tampa, FL
Location & premises
- Approximate area
- Tampa, FL
- Exact address
- Shared after NDA
- Premises
- Leased premises — lease assignable to a qualified buyer
- Industry
- Home & Trade Services · NAICS 561710
To protect the seller's confidentiality, the exact address and business name are released to buyers after the NDA is signed.
How buying this business works
A clear path from interest to close — your advisor guides every step.
- 1
Sign the NDA
One agreement unlocks the full data room.
- 2
Review the financials
Verified P&L, tax returns, and the CIM.
- 3
Meet the seller
An intro call with the seller and your GoSBA advisor.
- 4
Make an offer (LOI)
Submit a letter of intent on terms you set.
- 5
Finance & close
GoSBA arranges your SBA financing; you close.
Estimate your financing
Optional — model an SBA 7(a) purchase at standard terms. DSCR 1.55× at 10% down.
SBA 7(a) financing calculator
Stress-test the numbers at standard SBA terms. Estimate only.
Purchase price$1,350,000
Annual cash flow (SDE)$420,000
Your salary / draw$90,000
Down payment10% · $143.4K
Seller note10% · $135K
Interest rate10.25%
Debt service coverage
1.74×
Lender-preferred
Comfortably covers debt — lender-preferred.
- Cash to close
- $143,400
- SBA loan amount
- $1,186,226
- Monthly P&I
- $15,841
- Annual debt service
- $190,089
- Buyer take-home / yr
- $139,911
- Cash-on-cash
- 98%
DSCR by year (weakest shown on card)
2023
1.37×
2024
1.58×
2025
1.74×
Estimate only — subject to SBA SOP & lender underwriting.
Market overview
4.0%
avg. industry growth
A stable, demand-driven industry with healthy small-business deal activity.
Source: IBISWorld, 2026
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